In Holland, a group of 11 dairy farmers have summoned Rabobank to appear to court because the bank should have warned them for the risk of increasing their dairy farm when they took out a mortgage from the bank. In the years 2013 till 2015 when they took out a mortgage the bank knew already that there would come more strict criteria by law for emission of phosphate but did not warn the farmers for this, they complain. This with the consequence that when the more strict criteria in 2016 became law the farmers were not allowed to fill their new build barns with cows but had them to keep partly empty, the farmers complain. The farmers want from Rabobank compensation, up to millions of euros. Rabobank disagrees with the complaints and states that farmers as companies are responsible for their own business decisions.